Fleet insurance broker for UK businesses

Fleet insurance covers all your business vehicles under one policy, with one renewal date and one set of documents. Instead of pricing each vehicle on its own, insurers look at how your business manages its vehicles and drivers as a whole.

Many insurers will consider a fleet policy from as few as two or three vehicles, though it varies by insurer and vehicle type. Tell us what you run and we’ll tell you whether a fleet policy makes sense for you

Yes. Mixed fleets can usually sit on a single policy, which keeps administration simple and means you only have one renewal to manage.

Any driver cover gives flexibility if your staff change often or vehicles are shared. Named drivers can be more cost-effective where your team is stable. We’ll compare both and recommend what suits how your business works.

The main factors are your claims history, the types and values of your vehicles, what they’re used for, who drives them, and the risk controls you have in place. Telematics, cameras, driver checks and training all help show insurers your fleet is well managed.

Vehicles off the road for a long period can often be moved to laid-up cover, which protects against theft and damage at a lower cost. We review how each vehicle is actually used so you’re not paying to insure ones that aren’t working.

Yes, this is where we thrive. A difficult claims history doesn’t have to mean an unaffordable premium. We look at what caused the claims, what you’ve changed since, and present that clearly to insurers who are open to improving risks.

Insurers reward evidence of good risk management: licence checks, driver training, telematics, cameras, regular maintenance and a clear process after every incident. We help you put the right controls in place and show them to insurers in the way underwriters want to see them.

Contact us as soon as it’s safe to do so. We stay involved from the first call and work alongside the claims team, so your vehicle is repaired and back on the road as quickly as possible.

Ideally 60 to 90 days before your renewal date. That gives us time to gather your claims information, present your fleet properly and approach the right insurers, rather than rushing a decision at the last minute.